Before You Buy
Protect Yourself
Decisive Action You Can Take if Your Land is In a Flood Zone
Finding out your land is in a flood zone doesn't mean you're stuck. You have options — from flood insurance to FEMA map amendments. Here's what to do next.
[IMAGE: Aerial view of land near a flood plain | Alt: Aerial photo of rural land parcel adjacent to a flood zone area]
Finding out your land is in a flood zone doesn't mean you're stuck. Your land still has uses, and you may be able to get your property removed from the designated zone entirely.
What to Do If Your Land Is In a Flood Zone
Options include obtaining flood insurance, flood-proofing measures, reviewing development plans, monitoring flood conditions, working with local officials, and requesting a FEMA map revision (LOMA).
What is a FEMA Letter of Map Amendment (LOMA)?
A LOMA is issued by FEMA to amend the flood insurance rate map. It can remove a property from a Special Flood Hazard Area if a professional elevation survey shows the property sits above the base flood elevation. A LOMA costs around $500 to submit and can take upwards of 60 days for a response.
A
Andrew
Co-founder, Compass Land USA
Andrew co-founded Compass Land USA after buying and selling land for years without needing a single bank. He's been on both sides of hundreds of owner-financed deals across five states.
You've Read Enough. Time to Own Something.
Ready to Stop Renting Your Life and Start Owning Something?
Browse available land in Arizona, Colorado, Florida, Nevada, and North Carolina. Owner financing on every parcel. No bank. No credit check. Close in days.