How to Buy Land With Us
Whether you're paying cash or using owner financing, here's exactly what happens at every step. The whole process is simpler than you think.
Cash or Owner Financing -You Choose
Both paths close through a local title company. Both come with title insurance and zero closing costs on your end. The difference is how you pay.
Visit Any Property, Any Time
There's no appointment needed and no pressure. Use the GPS coordinates in the listing to walk the land yourself. If you want local assistance, we can connect you with our local realtor.
Owner Financing
No credit check. No proof of income. No banks. Everyone is approved. Put a down payment down, make automatic monthly payments, and receive your deed at closing -not after the loan is paid off.
The Buying Process
We close through a local title company on every property.
They handle escrow and issue title insurance. Here's exactly what to expect.
Submit a Deposit
Find a property and submit a deposit. Your deposit applies against the purchase price - it's not an extra fee. The property is reserved for you once you have signed a sale agreement.
Sign the Sale Agreement
We send you a sale agreement for digital signature via SignNow. Quick and easy - no printing or scanning required. We then forward everything to the title company.
Title Company Takes Over
The title company sends you closing documents. They handle all the legal paperwork, escrow, and title verification.
Send Your Final Balance
Wire or send your remaining balance per the title company's instructions. They'll confirm receipt and prepare to close.
Deed is Recorded
The title company records your deed with the county on the closing date. You'll receive the recorded deed and title policy confirming your ownership.
Submit a Deposit
Find a property and submit a deposit. Your deposit applies against the purchase price - it's not an extra fee. The property is reserved for you once you have signed a sale agreement.
Sign the Sale Agreement
We send you a sale agreement for digital signature via SignNow. Quick and easy - no printing or scanning required. We then forward everything to the title company.
Title Company Takes Over
The title company sends you closing documents. They handle all the legal paperwork, escrow, and title verification.
You Receive Your Deed at Closing
You receive the deed immediately at closing - not after the loan is paid off. The land is legally yours from day one. A deed of trust is recorded while the loan is being paid off.
Automatic Monthly Payments
Monthly payments run automatically. No manual tracking, no surprises. You can defer one payment to the end of the loan if needed.
Loan Paid Off - Lien Released
When your loan is fully paid, the deed of trust is removed and the land is 100% yours, free and clear. No prepayment penalties if you want to pay it off early.
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One Exception to Know About
Most financed sales use a deed of trust - the deed is in your name from day one and you can build on the property during the loan term. In a small number of cases where the down payment is very low, we use a land contract instead. With a land contract, the deed transfers to you when the loan is paid in full, and building must wait until that point. Which structure applies to your purchase will always be disclosed clearly upfront.
Pay Cash, Get Extra
Cash buyers get three exclusive benefits on top of the fastest
closing timeline. Here's what you unlock.
01
We Pay Your First Year of Property Taxes
Send us your first year's property tax bill after closing and we'll pay it in full for you. A real cash saving on top of everything else.
02
Close in as Little as 2 Weeks
No bank approvals, no waiting on a lender. Cash purchases move at the fastest possible speed -typically 2 weeks from deposit to recorded deed.
03
Title Insurance + All Closing Costs on Us
Full title protection included. We cover escrow, closing costs, and title insurance. What you see on the listing is the total you pay -nothing hidden, nothing added.
What Can You Do With the Land?
Once you close, the land is yours to use, enjoy, and visit - right away. A few important details:
Visit anytime
You can access the property as soon as it's yours. Every listing includes GPS coordinates, road access info, and a Google Maps link.
Enjoy the property right away
Recreational use is welcome on all our properties. Visit, explore, and use the land from day one (subject to local zoning and regulations).
Building while under contract
Most of our financed sales use a deed of trust - in that case, you can build during the loan term. Which buildings are allowed will always be determined by the property zoning.
Local agent assistance
We can connect you with local contacts to assist you at the land when you visit.
Have Questions? Call Us.
Every property is different, and we're happy to walk you through any details before you buy. Call or text Andrew at any time - we pick up fast.
Your Land Is Out There
Properties move fast. Browse our current listings or call us directly -
we'll help you find land that fits your budget and your vision.