0.85-acre corner lot in Sugarmill Woods with all three utilities at the lot line and a $990 monthly path to ownership.

This is a 0.85-acre corner parcel at 2 Linder St in Homosassa, Florida, in Citrus County, in the Sugarmill Woods Cypress Village subdivision. The land is level and wooded at 85 ft elevation, with paved frontage on Linder St. Tampa is about 75 minutes south on US-19. The Homosassa Springs Wildlife State Park, where you can swim with manatees, is 10 minutes away. The Gulf coast at Crystal River is 20 minutes north.

$7,000 gets you started. That's about 19% of the $37,000 cash price. The rest is owner financing. No banks. No credit checks. No prepayment penalties. The current monthly plan runs $990 a month over 35 months at 9.9% interest, and a 12-month plan can run as low as 1.9% if you want to pay it off fast. After 12 on-time payments you can defer one if you need to. Pay it off early anytime, no penalty. Call or text (313) 349-0434 and we'll talk through the right plan.

Annual property taxes are $463.06. There's an HOA, the Cypress Village POA, with mandatory membership and dues of about $100 per year. Cash buyers get the first year of property taxes covered by us.

The zoning is PDR, Planned Development Residential. Site-built homes are allowed. Modular homes built to Florida Building Code are allowed and treated as site-built. The minimum building size is 1,200 square feet. Mobile and manufactured homes are not allowed in standard PDR (only the PDR-MH suffix permits them, and this lot is not in that suffix). RVs and camping are not permitted on a vacant lot without an active building permit.

The utility setup is the headline. Power utility poles run along Linder St at the eastern property frontage. City and county water lines are near the lot line. Municipal sewer is also near the lot line. That means you connect to existing infrastructure rather than drilling a well or installing a septic, which usually saves $30,000 to $60,000 versus an off-grid build. Get firm hookup quotes from Citrus County Utilities before you build, and we'll send the parcel info to make those calls easy.

The lot is not in a flood zone. No wetlands. The original 1973 deed restrictions for Cypress Village have lapsed and are not enforceable per community sources, so the practical rules are the PDR zoning and the Cypress Village POA membership.

Sugarmill Woods is a master-planned residential community in Homosassa, with the Cypress and Oak Villages, an active POA, and access to the Withlacoochee River corridor and the Homosassa Springs ecosystem. Homosassa itself is a small town built around the springs and the manatee viewing season.

We close through a title company with title insurance. You get a warranty deed recorded in your name, not a contract for deed. We cover escrow, closing fees, and the insurance policy. Title is free and clear. Cash closings run about 2 weeks. To lock the parcel in your name we need both a deposit and a signed purchase agreement, deposit alone doesn't reserve it.

Call or text us anytime at (313) 349-0434 and we'll send paperwork over and talk through monthly payment options together.