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10 Acres - Power on Boundary, Buildable Desert Lot in Arizona City, Pinal County, AZ

W Shay Rd, Eloy, AZ 85193

 |

Pinal

County

GPS:

32.706518, -111.657336

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Cash

Submit Deposit to Reserve this Property

Or Owner Finance

$134,999

Calculate Financing Plan

Down Payment $0
Interest Rate 13.0%
Term (months) 60 months
Monthly Payment
$0

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Questions? Call or Text (313) 349-0434

Lot Size (Acres)

📏

10 acres

Zoning

🏠

R1-43 Estate Residential (43,560 sq. ft.) - City of Eloy

Access

🛣️

Dirt Road

Flood Zone Details

💧

Not in a Flood Zone

Est. Annual Taxes

💵

$296.18

About This Property

10 acres of flat Arizona desert in Eloy, with power running right along the south boundary. This lot sits on W Shay Rd at 1,546 feet, open and level with sparse desert scrub. No flood zone. No wetlands. No HOA. You get more than ten times the minimum lot size for the zoning here, so there is plenty of room to build and breathe.

Utilities are close, but plan for off-grid systems. Power runs along W Shay Rd on the south boundary, which is close. Water would be a well. The nearest city waterline is about 4.3 miles away, so connecting to city water is not realistic here. Most builders out here drill a well. Sewer would be septic, which is standard for parcels like this. Cell or satellite covers internet.

Getting there is on a dirt road. Access is a dirt road that the City of Eloy does not maintain. A 2WD vehicle handles it in normal weather. Walk it before you buy so you know the route.

Owner financing is available on this lot. No banks. No credit checks. No prepayment penalties. Call or text us at (313) 349-0434 and we will work out monthly terms that fit your budget. You can pay it off early anytime. Buying with cash? We cover your first year of property taxes.

This lot is zoned R1-43 Estate Residential under the City of Eloy. Single-family homes are the primary use. Mobile homes and manufactured homes are not permitted in this zone. For exact setback and square footage rules, call us and we will point you to Eloy City Code.

To lock this property in your name, we need both a deposit and a signed purchase agreement. Call or text us anytime at (313) 349-0434 and we will walk through monthly payment options together.

Quick Specs

APN

408-01-0100

Acreage

10 acres

Street Address

W Shay Rd, Eloy, AZ 85193

City

Eloy

County

Pinal

State

Arizona

Zoning

R1-43 Estate Residential (43,560 sq. ft.) - City of Eloy

Flood Zone

Not in a Flood Zone

Road Access

Dirt Road

HOA

None

Annual Taxes

$296.18

Location

Where Is This Property?

Approximate location shown. GPS coordinates and legal description are included in your purchase agreement.

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Full Disclosure

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📍

Location & Access

Street Address

W Shay Rd, Eloy, AZ 85193

County

Pinal

Legal Description

A parcel of land in and being a part of Lot fifteen (15), SUNLAND ESTATES, according to Book 2 of Maps, page 6, records of Pinal County, Arizona

Road Access

Dirt Road

Vehicle Recommended

2WD suitable

Distance to Nearest Metro

~40 min to Phoenix suburbs

Major Corridor

Near I-10

APN

408-01-0100

Acreage

10 acres

Corner Coordinates

32.7083, -111.6568 | 32.7083, -111.6579 | 32.7047, -111.6568 | 32.7047, -111.6579

Center Coordinates

32.706518, -111.657336

📄

Zoning & Use

Zoning

R1-43 Estate Residential (43,560 sq. ft.) - City of Eloy

Flood Zone

Not in a Flood Zone

Wetlands

No

HOA

None

Min. Square Footage

No specific requirement

Camping & RV allowed

No

Manufactured Homes allowed

No

Site-Built Homes allowed

Yes — single-family dwellings

Mobile Homes allowed

No

Terrain

Level

Elevation

1546 ft

Dimensions

335 x 1322 x 328 x 1325 ft

Utilities

Electric

Along W Shay Rd on South boundary

Water

Would be well

Sewage

Would be septic

Internet/Cell

Cell or Satellite

💰

Financial Details

Cash Price

$134,999

Minimum Down Payment

$13,499

Est. Annual Taxes

$296.18

Closing Costs

Covered by CLUSA

Warranty Deed

Yes

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Pinal County R1-43 zoning. Your residential acre starts here.

Here is what 10 level acres in Eloy, Arizona actually gives you.

🌿

Room to Grow Food and Build a Self-Sufficient Setup

Ten acres at 1,546 feet gives you flat, workable ground with no slope to fight. You can run raised beds, orchard rows, or small livestock operations without grading a single foot of it. R1-43 zoning in the City of Eloy allows for residential use on lots as large as this one, so a working homestead fits within what the parcel allows. The level terrain means water distribution and fencing are straightforward to lay out.

🏠

Financing a Permanent or Part-Time Residence on This Parcel

Power runs along W Shay Rd on the south boundary, which puts the line right at the edge of the property. Getting a service connection to a build site on this parcel is a shorter run than most rural lots require. You can get started with $13,499 down and use owner financing to hold the land while you plan your build. R1-43 zoning sets a 43,560 square foot minimum lot size, and at 10 acres you have room to site a home with space left over.

🌞

Camping and RV Use on Flat Open Ground

Level ground means you pull in and set up without leveling blocks stacked three inches on one side. At 1,546 feet elevation the air is dry and the nights cool down noticeably compared to lower desert valleys. You can use the land for RV stays and camping while longer-term plans come together. Power is already along the south boundary on W Shay Rd, so running a hookup to a pad is a realistic near-term project rather than a distant one.
Simple Process

How to Buy Land

Whether you're paying cash or financing, here's exactly
what happens at every step.

Submit a Deposit

Find a property and submit a deposit. Your deposit applies against the purchase price - it's not an extra fee. The property is reserved for you once you have signed a sale agreement.

Sign & Close via Title Company

We send a sale agreement via SignNow. Once signed, the local title company takes over, handles all paperwork, and sends you closing documents.

Pay & Receive Your Deed

Send your final balance per the title company's instructions. They record your deed with the county and issue your title policy. The land is yours.

Submit Your Down Payment

Submit your down payment. Your deposit applies against the purchase price - it's not an extra fee. The property is reserved for you once you have signed a sale agreement.

Sign & Receive Your Deed at Closing

Sign your sale agreement via SignNow. The title company closes the transaction and sends you your deed immediately — not after the loan is paid off. You own the land from day one.

Automatic Payments. Full Property Rights.

Monthly payments run automatically. No prepayment penalties. When the loan is paid the deed of trust is released. The land is 100% yours, free and clear.

Real buyers

What our landowners say

From Arizona homesteaders to Florida lot buyers - What people
say after working with us.

"This was a first time land purchase for me. Buying acreage sight unseen was very unnerving to me. Compass Land USA made me feel very comfortable about the whole process. They are very transparent about the properties — easy to do due diligence before buying. Professional, transparent, and they communicate each step clearly and thoroughly. The pricing and terms were fantastic.
BS
Bret Spencer
New Mexico Land Buyer
"Working with Andrew was so pleasant. The listings were full of valuable information and the financing terms are generous enough to start living our dream. My husband and I just started our homestead!
ET
Emily Tholson
Arizona Land Buyer · Homesteader
"Thank you for making my land purchase very straightforward and transparent! A great experience — your company's high level of integrity was refreshing!
DB
D. Byram
Colorado Land Buyer
"Andrew was a pleasure to work with. Every step was clear, transparent, and without pressure. I would love to work with them again in the future.
MC
Mark Chan
Florida Land Buyer
"If you are looking for a trustworthy and transparent source to buy vacant land, Compass Land USA is the way to go. Very friendly, helpful, and they make sure you're satisfied.
BS
Patsy Waldron
Florida Land Buyer
FAQ

Questions About This Lot

We answer the questions that actually matter before you put money down — not just the easy ones.

Can I visit the property before I buy?

Yes, and we encourage it. The GPS coordinates are 32.706518, -111.657336 - plug them straight into Google Maps or your phone and you'll find the parcel. The area is accessible by Dirt Road; 2WD suitable. We're also happy to schedule a guided visit if you'd prefer - call us at (313) 349-0434 and we'll set something up. Buying sight unseen is common and totally fine, but seeing it in person first is always better when you can.

Do I need a down payment to reserve this lot?

A $13,499 deposit and a signed contract takes the property off the market and reserves it in your name. That deposit is not an extra fee - it applies directly against your purchase price. If you're financing, it counts toward your down payment. If you're paying cash, it counts toward your total. The deposit is how we know you're serious, and it's how you make sure no one else buys it out from under you.

What happens if I miss a payment?

We work with you first. Life happens, and we've seen it all. If you're going to miss a payment, contact us before it's due - not after. We can often work out a short-term arrangement. That said, the promissory note and deed of trust do contain standard default provisions, which means if payments stop entirely and there's no communication, we would need to begin a formal process. We want to avoid that as much as you do. Our reputation is built on buyers who stay happy long-term.

Can I build on this land right away?

Building requires permits from Pinal County, Arizona regardless of how you bought the land. You'll need to submit plans, get a building permit, arrange utility hookups (electric, water, septic), and meet local minimum square foot requirements for site-built homes. We sell the parcel as-is; the buildability research is standard buyer due diligence, and the county building department is your resource.

What if I want to pay it off early?

Pay it off whenever you want. There is no prepayment penalty. If you start on the financed plan and come into some cash, you can pay the remaining balance in full at any time. When you do, we release the deed of trust and record a warranty deed in your name with no lien. The land is fully yours at that point. Many buyers start on the financing plan and pay it off early because they like the flexibility.

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