1.94 Acres - Mountain Views, Buildable in Cotopaxi, Fremont County, CO
County Rd 28
Cotopaxi
Colorado
81223
Fremont
GPS:
38.3445, -105.5274
$15,999
Cash
Questions? Call (313) 349-0434
Lot Size (Acres)
📏
1.94
Zoning
🏠
AE - Agricultural Estates
Access
🛣️
Legal Access Only
Flood Zone Details
💧
Not in floodzone
Est. Annual Taxes
💵
$184.88
About This Property
1.94 acres of high-country Colorado with real mountain views, $1,600 gets you started.
This is a 1.94-acre parcel near Cotopaxi in Fremont County, Colorado, sitting at 7,565 ft elevation. The land slopes uphill from the road, so the views from the upper part of the parcel are wide open across the Sangre de Cristo range. Power runs 192 ft south along County Road 28, which is the closest pole. Pueblo is about 45 minutes by car. Colorado Springs is about an hour off US-50.
$1,600 gets you started. That's a 10% start on the $15,999 cash price. The rest is owner financing. No banks. No credit checks. No prepayment penalties. The current monthly plan runs $356 over 60 months at 13.9% interest, and we can put you on a 12-month plan as low as 1.9% if you want to pay it off faster. After 12 on-time payments you can defer one if life gets tight. Call or text (313) 349-0434 and we'll talk through what fits your budget.
Annual property taxes are $184.88. Cash buyers get the first year covered by us.
The lot is zoned AE, Agricultural Estates. Site-built homes, manufactured homes, modular homes, and mobile homes are all allowed. The minimum building size is 400 square feet. RVs are allowed up to 2 weeks per calendar year. The county wants a well drilled and a septic system installed before a residence is signed off, which is the normal path for high-country Colorado parcels.
Two things to be straight about. First, the access is what Fremont County calls Legal Access Only. There's a legal right-of-way to the parcel, but the road itself is unimproved. You may need a 4WD or off-road vehicle to physically reach the property in winter or after weather. If you plan to live here, the long-run plan is usually to grade and gravel a driveway off CR 28 once you have your build site picked. Call the county roads department at the Fremont County office to confirm what an improved driveway permit looks like. Second, the slope. The parcel rises uphill from the road, which is part of why the views are good. It also means you'll want to pick a build site with a level pad cut, or use a slope-aware foundation. A high-clearance vehicle or 4WD is the right way to walk the lot the first time.
The honest pitch. No flood zone. No HOA telling you what color to paint your mailbox. Mountain views from a parcel under $17,000. Power within 200 ft of the road. Cotopaxi is 14 miles east of Salida, you're on the Arkansas River corridor for fly fishing and rafting, and the Royal Gorge is a 30-minute drive.
We close through a title company with title insurance. You get a warranty deed recorded in your name, not a contract for deed. We cover escrow fees, closing fees, and the insurance policy cost. Title is free and clear. Cash closings run about 2 weeks. To lock the parcel in your name we need both a deposit and a signed purchase agreement, deposit alone won't hold it.
Call or text us anytime at (313) 349-0434 and we'll send paperwork over and talk through monthly payment options together.
Quick Specs
76005590
1.94
County Rd 28
Cotopaxi
Fremont
Colorado
AE - Agricultural Estates
Not in floodzone
Legal Access Only
None
$184.88
Where Is This Property?
Approximate location shown. GPS coordinates and legal description are included in your purchase agreement.
Explore on Land ID
View parcel boundaries, terrain, road access, and surrounding land ownership.
Everything You Need to Know - No Guessing
We publish the full picture on every listing. Here's what we know about this property.
County Rd 28
Cotopaxi
Fremont
/
Colorado
Legal Access Only
4WD or off-road vehicle required, high-clearance helpful for the slope
Distance to Nearest Metro
~45 min to Pueblo. ~1 hr to Colorado Springs.
Off US-50
76005590
1.94
Steep slope - uphill
38.344826, -105.526824 | 38.34483, -105.527964 | 38.344128, -105.526714 | 38.344121, -105.527862
38.3445, -105.5274
7565
AE - Agricultural Estates
Not in floodzone
No
None
400 square feet
RV allowed 2 weeks per year.
Yes
Yes
192 ft South along the opposite side of the road CR 28
Would be well
Would be septic
Cell or Satellite
$15,999
$1,600
$184.88
Covered by CLUSA
Yes
1.94 Acres of buildable land in Fremont County, Colorado, steep slope - uphill terrain and 7,565 ft elevation. Owner financing from $356/month.
🌿
What you can do here
🏠
Where it sits
🌞
Owner financing
How to Buy Land
Whether you're paying cash or financing, here's exactly
what happens at every step.
Submit a Deposit
Find a property and submit a deposit. Your deposit applies against the purchase price - it's not an extra fee. The property is reserved for you once you have signed a sale agreement.
Sign & Close via Title Company
We send a sale agreement via SignNow. Once signed, the local title company takes over, handles all paperwork, and sends you closing documents.
Pay & Receive Your Deed
Send your final balance per the title company's instructions. They record your deed with the county and issue your title policy. The land is yours.
Submit Your Down Payment
Submit your down payment. Your deposit applies against the purchase price - it's not an extra fee. The property is reserved for you once you have signed a sale agreement.
Sign & Receive Your Deed at Closing
Sign your sale agreement via SignNow. The title company closes the transaction and sends you your deed immediately — not after the loan is paid off. You own the land from day one.
Automatic Payments. Full Property Rights.
Monthly payments run automatically. No prepayment penalties. When the loan is paid the deed of trust is released. The land is 100% yours, free and clear.
What our landowners say
From Arizona homesteaders to Florida lot buyers - What people
say after working with us.
Questions About This Lot
We answer the questions that actually matter before you put money down — not just the easy ones.
We work with you first. Life happens, and we've seen it all. If you're going to miss a payment, contact us before it's due - not after. We can often work out a short-term arrangement. That said, the promissory note and deed of trust do contain standard default provisions, which means if payments stop entirely and there's no communication, we would need to begin a formal process. We want to avoid that as much as you do. Our reputation is built on buyers who stay happy long-term.
Pay it off whenever you want. There is no prepayment penalty. If you start on the financed plan and come into some cash, you can pay the remaining balance in full at any time. When you do, we release the deed of trust and record a warranty deed in your name with no lien. The land is fully yours at that point. Many buyers start on the financing plan and pay it off early because they like the flexibility.




















