Active — Available

1.94 Acres - Mountain Views, Buildable in Cotopaxi, Fremont County, CO

County Rd 28

,

Cotopaxi

,

Colorado

,

81223

 |

Fremont

County

GPS:

38.3445, -105.5274

$15,999

Cash

Submit Deposit to Reserve this Property

Or Owner Finance

Calculate Financing Plan

Down Payment $0
Interest Rate 13.0%
Term (months) 60 months
Monthly Payment
$0

Calculating cash option...

Request Financing Plan
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Questions? Call (313) 349-0434

Lot Size (Acres)

📏

1.94

Zoning

🏠

AE - Agricultural Estates

Access

🛣️

Legal Access Only

Flood Zone Details

💧

Not in floodzone

Est. Annual Taxes

💵

$184.88

About This Property

1.94 acres of high-country Colorado with real mountain views, $1,600 gets you started.

This is a 1.94-acre parcel near Cotopaxi in Fremont County, Colorado, sitting at 7,565 ft elevation. The land slopes uphill from the road, so the views from the upper part of the parcel are wide open across the Sangre de Cristo range. Power runs 192 ft south along County Road 28, which is the closest pole. Pueblo is about 45 minutes by car. Colorado Springs is about an hour off US-50.

$1,600 gets you started. That's a 10% start on the $15,999 cash price. The rest is owner financing. No banks. No credit checks. No prepayment penalties. The current monthly plan runs $356 over 60 months at 13.9% interest, and we can put you on a 12-month plan as low as 1.9% if you want to pay it off faster. After 12 on-time payments you can defer one if life gets tight. Call or text (313) 349-0434 and we'll talk through what fits your budget.

Annual property taxes are $184.88. Cash buyers get the first year covered by us.

The lot is zoned AE, Agricultural Estates. Site-built homes, manufactured homes, modular homes, and mobile homes are all allowed. The minimum building size is 400 square feet. RVs are allowed up to 2 weeks per calendar year. The county wants a well drilled and a septic system installed before a residence is signed off, which is the normal path for high-country Colorado parcels.

Two things to be straight about. First, the access is what Fremont County calls Legal Access Only. There's a legal right-of-way to the parcel, but the road itself is unimproved. You may need a 4WD or off-road vehicle to physically reach the property in winter or after weather. If you plan to live here, the long-run plan is usually to grade and gravel a driveway off CR 28 once you have your build site picked. Call the county roads department at the Fremont County office to confirm what an improved driveway permit looks like. Second, the slope. The parcel rises uphill from the road, which is part of why the views are good. It also means you'll want to pick a build site with a level pad cut, or use a slope-aware foundation. A high-clearance vehicle or 4WD is the right way to walk the lot the first time.

The honest pitch. No flood zone. No HOA telling you what color to paint your mailbox. Mountain views from a parcel under $17,000. Power within 200 ft of the road. Cotopaxi is 14 miles east of Salida, you're on the Arkansas River corridor for fly fishing and rafting, and the Royal Gorge is a 30-minute drive.

We close through a title company with title insurance. You get a warranty deed recorded in your name, not a contract for deed. We cover escrow fees, closing fees, and the insurance policy cost. Title is free and clear. Cash closings run about 2 weeks. To lock the parcel in your name we need both a deposit and a signed purchase agreement, deposit alone won't hold it.

Call or text us anytime at (313) 349-0434 and we'll send paperwork over and talk through monthly payment options together.

Quick Specs

APN

76005590

Acreage

1.94

Street Address

County Rd 28

City

Cotopaxi

County

Fremont

State

Colorado

Zoning

AE - Agricultural Estates

Flood Zone

Not in floodzone

Road Access

Legal Access Only

HOA

None

Annual Taxes

$184.88

Location

Where Is This Property?

Approximate location shown. GPS coordinates and legal description are included in your purchase agreement.

Parcel Viewer

Explore on Land ID

View parcel boundaries, terrain, road access, and surrounding land ownership.

Full Disclosure

Everything You Need to Know - No Guessing

We publish the full picture on every listing. Here's what we know about this property.

📍

Location & Access

Street Address

County Rd 28

City

Cotopaxi

County/State

Fremont

/

Colorado

Road Access

Legal Access Only

Vehicle Rec.

4WD or off-road vehicle required, high-clearance helpful for the slope

Distance to Nearest Metro

~45 min to Pueblo. ~1 hr to Colorado Springs.

Major Corridor

Off US-50

APN

76005590

Acreage

1.94

Terrain

Steep slope - uphill

Corner Coordinates

38.344826, -105.526824 | 38.34483, -105.527964 | 38.344128, -105.526714 | 38.344121, -105.527862

Center Coordinates

38.3445, -105.5274

Elevation

7565

📄

Zoning & Use

Zoning

AE - Agricultural Estates

Flood Zone

Not in floodzone

Wetlands

No

HOA

None

Min. Square Footage

400 square feet

Camping & RV allowed

RV allowed 2 weeks per year.

Manufactured Homes allowed

Yes

Site-Built Homes allowed

Yes

Utilities

Electric

192 ft South along the opposite side of the road CR 28

Water

Would be well

Sewage

Would be septic

Internet/Cell

Cell or Satellite

💰

Financial Details

Cash Price

$15,999

Minimum Down Payment

$1,600

Est. Annual Taxes

$184.88

Closing Costs

Covered by CLUSA

Warranty Deed

Yes

Available Now

1.94 Acres - With Beautiful Mountain Views! In Cotopaxi, Fremont County CO

1.94 Acres of buildable land in Fremont County, Colorado, steep slope - uphill terrain and 7,565 ft elevation. Owner financing from $356/month.

🌿

What you can do here

Build your own home. Manufactured, mobile homes welcome. RV allowed 2 weeks per year.

🏠

Where it sits

Sits in Fremont County, Colorado. Legal Access Only access to the parcel. Utilities work out as water from would be well and sewer from would be septic.

🌞

Owner financing

Put $1,159 down and pay $356 per month for 60 months at 13.9%, and the cash price is $16,499 if you want to skip the payments.
Simple Process

How to Buy Land

Whether you're paying cash or financing, here's exactly
what happens at every step.

Submit a Deposit

Find a property and submit a deposit. Your deposit applies against the purchase price - it's not an extra fee. The property is reserved for you once you have signed a sale agreement.

Sign & Close via Title Company

We send a sale agreement via SignNow. Once signed, the local title company takes over, handles all paperwork, and sends you closing documents.

Pay & Receive Your Deed

Send your final balance per the title company's instructions. They record your deed with the county and issue your title policy. The land is yours.

Submit Your Down Payment

Submit your down payment. Your deposit applies against the purchase price - it's not an extra fee. The property is reserved for you once you have signed a sale agreement.

Sign & Receive Your Deed at Closing

Sign your sale agreement via SignNow. The title company closes the transaction and sends you your deed immediately — not after the loan is paid off. You own the land from day one.

Automatic Payments. Full Property Rights.

Monthly payments run automatically. No prepayment penalties. When the loan is paid the deed of trust is released. The land is 100% yours, free and clear.

Real buyers

What our landowners say

From Arizona homesteaders to Florida lot buyers - What people
say after working with us.

"This was a first time land purchase for me. Buying acreage sight unseen was very unnerving to me. Compass Land USA made me feel very comfortable about the whole process. They are very transparent about the properties — easy to do due diligence before buying. Professional, transparent, and they communicate each step clearly and thoroughly. The pricing and terms were fantastic.
BS
Bret Spencer
New Mexico Land Buyer
"Working with Andrew was so pleasant. The listings were full of valuable information and the financing terms are generous enough to start living our dream. My husband and I just started our homestead!
ET
Emily Tholson
Arizona Land Buyer · Homesteader
"Thank you for making my land purchase very straightforward and transparent! A great experience — your company's high level of integrity was refreshing!
DB
D. Byram
Colorado Land Buyer
"Andrew was a pleasure to work with. Every step was clear, transparent, and without pressure. I would love to work with them again in the future.
MC
Mark Chan
Florida Land Buyer
"If you are looking for a trustworthy and transparent source to buy vacant land, Compass Land USA is the way to go. Very friendly, helpful, and they make sure you're satisfied.
BS
Patsy Waldron
Florida Land Buyer
FAQ

Questions About This Lot

We answer the questions that actually matter before you put money down — not just the easy ones.

Can I visit the property before I buy?

Yes, and we encourage it. The GPS coordinates are 38.3445, -105.5274 - plug them straight into Google Maps or your phone and you'll find the parcel. The area is accessible by Legal Access Only; 4WD or off-road vehicle required, high-clearance helpful for the slope. We're also happy to schedule a guided visit if you'd prefer - call us at (313) 349-0434 and we'll set something up. Buying sight unseen is common and totally fine, but seeing it in person first is always better when you can.

Do I need a down payment to reserve this lot?

A $1,600 deposit and a signed contract takes the property off the market and reserves it in your name. That deposit is not an extra fee - it applies directly against your purchase price. If you're financing, it counts toward your down payment. If you're paying cash, it counts toward your total. The deposit is how we know you're serious, and it's how you make sure no one else buys it out from under you.

What happens if I miss a payment?

We work with you first. Life happens, and we've seen it all. If you're going to miss a payment, contact us before it's due - not after. We can often work out a short-term arrangement. That said, the promissory note and deed of trust do contain standard default provisions, which means if payments stop entirely and there's no communication, we would need to begin a formal process. We want to avoid that as much as you do. Our reputation is built on buyers who stay happy long-term.

Can I build on this land right away?

Building requires permits from Fremont County, Colorado regardless of how you bought the land. You'll need to submit plans, get a building permit, arrange utility hookups (electric, water, septic), and meet local minimum square foot requirements for site-built homes. We sell the parcel as-is; the buildability research is standard buyer due diligence, and the county building department is your resource.

What if I want to pay it off early?

Pay it off whenever you want. There is no prepayment penalty. If you start on the financed plan and come into some cash, you can pay the remaining balance in full at any time. When you do, we release the deed of trust and record a warranty deed in your name with no lien. The land is fully yours at that point. Many buyers start on the financing plan and pay it off early because they like the flexibility.

Reserve This lot