1.16 acres in Webster with power 144 ft east, in Ridge Manor Estates, $3,200 puts you on the deed.

This is a 1.16-acre parcel at Lot 3 Chipstone St in Webster, Florida, in Hernando County, in the Ridge Manor Estates Unit 4 subdivision. The land is level at 56 ft elevation, in a densely wooded part of the subdivision. Tampa is about 45 minutes south on the Suncoast Parkway. Brooksville is 20 minutes west. Wesley Chapel and the I-75 corridor are 25 minutes south.

$3,200 gets you started. That's 10% of the $31,999 cash price. The rest is owner financing. No banks. No credit checks. No prepayment penalties. We work out monthly payments together on a phone call so they fit your budget. Interest rates run as low as 1.9% on a 12-month plan. Pay it off early anytime, no penalty. Call or text (313) 349-0434 and we'll talk numbers.

Annual property taxes are $212.91. Cash buyers get the first year covered by us.

The zoning is R1C, Residential District. Site-built homes are allowed and the minimum building size is 900 square feet. Manufactured homes are allowed as single-family dwellings under specific Hernando County building and foundation standards, so call the planning office before you commit to a manufactured home. Modular homes are allowed. Mobile homes are not allowed in R1C. RVs and camping are not permitted as a residence.

Utilities and the build path. Power runs 144 ft east along Wheystone Rd. Water would be a well drilled on the property. Sewage would be a septic system installed at build time. The access is a dirt road via Chipstone St.

Two things to be straight about, both honest disclosures. First, the parcel sits in FEMA Flood Zone AE. That's a 1% annual flood risk, and any structure built on the lot will require flood insurance from a lender. The build site planning here matters more than on a Zone X parcel, and you'll want to work with a builder who has Hernando County AE-zone experience. Second, the northeast portion of the parcel (about 0.34 of the 1.16 acres) falls inside a designated wetland. The remaining roughly 0.82 acres is outside the wetland and is your practical buildable area. Florida wetland rules require a survey before any clearing or fill near the wetland boundary, and the buildable footprint after setbacks is still plenty for a 900 sq ft home, a driveway, and a septic field. We're putting both up front because the price reflects them, and we'd rather you know now than at the building department.

There's no HOA found in the available records for Ridge Manor Estates Unit 4.

Webster is a small town in southern Hernando County, best known for the Webster Westside Flea Market, which runs every Monday and is one of the largest in Florida. The Withlacoochee State Forest is at your back. The Suncoast Parkway runs north-south along the western side of the county and gets you to Tampa fast.

We close through a title company with title insurance. You get a warranty deed recorded in your name, not a contract for deed. We cover escrow, closing fees, and the insurance policy. Title is free and clear. Cash closings run about 2 weeks. To lock the parcel in your name we need both a deposit and a signed purchase agreement, deposit alone doesn't reserve it.

Call or text us anytime at (313) 349-0434 and we'll send paperwork over, talk through the AE flood zone and wetland question, and walk through monthly payment options together.