0.56 acres in the Florissant high country with power on the street and a $258 monthly path to ownership.

This is a 0.56-acre parcel near Florissant in Teller County, Colorado, sitting at 9,130 ft elevation in Colorado Mountain Estates. The address is 2369 N Mountain Estates Rd. Power is along the street, which is the key thing for a build at this elevation. Colorado Springs is about 45 minutes off US-24, so you have a major city for medical, shopping, and an airport without sitting on top of it.

$999 gets you started. That's about 8% of the $12,999 cash price. The rest is owner financing. No banks. No credit checks. No prepayment penalties. The current plan runs $258 a month over 67 months at 13.9% interest, and we can shorten to a 12-month plan with rates as low as 1.9% if cash-out-front fits better. After 12 on-time payments you can defer one if you need to. Pay it off early anytime, no penalty. Call or text (313) 349-0434 and we'll work out the numbers together.

Annual property taxes are $48.66. That's the full number. Cash buyers get the first year covered by us.

The lot is zoned R-1, Single Family Residential. Site-built homes and modular homes are allowed. The minimum building size is 400 square feet. Mobile homes and manufactured homes are not allowed in R-1, which is part of why the neighborhood holds value. Camping is permitted up to 30 days in a calendar year, with a 48-hour rule on leaving an RV or tent unattended. There is a small HOA, the Colorado Mountain Estates Property Owners Association, with annual dues of $47. The CCRs say no subdividing the parcel and no animals beyond household pets.

Three things to be upfront about. First, the access is a dirt road. A normal car can usually get to the lot in summer. Plan on AWD or 4WD in winter or mud season. Second, the parcel slopes downhill from the road, with about 80 ft of drop from front to rear. The driveway sits up high, the build site sits below. That's actually how a lot of mountain homes are built, with the garage at street level and a walk-out lower floor, but you'll want a builder who knows mountain slope work. Third, the parcel faces north. That means less direct sun than a south-facing lot, which is something to think about for solar gain in winter and snowmelt off your driveway.

None of those are dealbreakers. They're the reasons this lot is $12,999 instead of $30,000.

Utilities and the rest. Power is along the street. Water would be a well drilled on the property. Sewage would be a septic system installed when you build. The lot is in FEMA Flood Zone X, the lowest-risk rating, and there are no wetlands.

Florissant itself is a small mountain town 25 miles west of Colorado Springs and 5 miles from the Florissant Fossil Beds National Monument. Pikes Peak is east of you. The South Platte River is north. It's classic Colorado high country.

We close through a title company with title insurance. You get a warranty deed recorded in your name, not a contract for deed. We cover escrow, closing fees, and the insurance policy. Title is free and clear. Cash closings run about 2 weeks. To lock the parcel in your name we need both a deposit and a signed purchase agreement, deposit alone doesn't reserve it.

Call or text us anytime at (313) 349-0434 and we'll send the paperwork over and talk through monthly payment options together.