0.5 acres in Crestone with all three utilities at the lot line and a $345 monthly path to ownership. This is a 0.5-acre lot at 1916 Lone Pine Way in Crestone, Colorado, in Saguache County. The terrain is a gentle level-to-slope at 8,076 ft elevation, in the high desert valley below the Sangre de Cristo range. Crestone is a small mountain town known for its retreat centers, dark skies, and one of the most striking views in southern Colorado. Pueblo is about 2 hours east on US-285, Alamosa is 45 minutes south.

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$1,119 gets you started. That's 7% of the $15,999 cash price. The rest is owner financing. No banks. No credit checks. No prepayment penalties. The current plan runs $345 a month over 60 months at 13.9% interest. A 12-month plan can run as low as 1.9% if you want to pay it off fast. After 12 on-time payments you can defer one if life gets tight. Pay it off early anytime, no penalty. Call or text (313) 349-0434 and we'll talk through your budget.

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Annual property taxes are $502.20. There's also an HOA, the Baca POA, with annual dues of $690 per lot in 2025 and a contact number of (719) 256-4171 if you want to call them directly. We're putting both numbers up front because they affect the real cost of ownership and we'd rather you know now than later.
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The zoning is Vacant/Residential, building permitted. Site-built homes are allowed. The minimum building size is 900 square feet. Modular homes are allowed with conditions, so call the county planner before you commit to a modular plan. Mobile homes are not allowed except in the Mobile Home Estates section of Casita Park. Manufactured homes are not allowed. RVs and camping are not permitted on residential lots in Crestone.

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The utility setup here is unusual for the price. Power runs underground to the area. City and county water lines are near the lot line. Municipal sewer is near the lot line. That means you connect to existing infrastructure rather than drilling a well or installing a septic, which usually saves $30,000 to $60,000 versus an off-grid build. Get firm hookup quotes from the Town of Crestone and Saguache County before you build, and we'll send the parcel info to make those calls easy.

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The lot is not in a flood zone. No wetlands. Survey is on file. The access is a gravel road, drivable in a normal vehicle in summer, AWD in winter or mud season.

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Crestone itself is a town of about 140 full-time residents, with a strong off-grid and intentional-community character. The Great Sand Dunes National Park is 45 minutes south. The Sangre de Cristo wilderness is at the back of town. The San Luis Valley grows hemp, alfalfa, and serves a population of around 50,000 across all four counties combined.

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We close through a title company with title insurance. You get a warranty deed recorded in your name, not a contract for deed. We cover escrow, closing fees, and the insurance policy. Title is free and clear. Cash closings run about 2 weeks. To lock the parcel in your name we need both a deposit and a signed purchase agreement, deposit alone doesn't reserve it.

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Call or text us anytime at (313) 349-0434 and we'll send paperwork over and talk through monthly payment options together.

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