0.44 acres in Crestone with all three utilities at the lot line and $259 a month puts you on the deed.

This is a 0.44-acre lot at 1917 Lone Pine Way in Crestone, Colorado, in Saguache County. The terrain is level-to-sloping at 8,064 ft elevation, in the high desert valley below the Sangre de Cristo range. Crestone is the small mountain town known for its retreat centers, the Sangre wilderness behind it, and some of the darkest night skies in southern Colorado. Pueblo is about 2 hours east on US-285, Alamosa is 45 minutes south.

$839 gets you started. That's 7% of the $11,999 cash price. The rest is owner financing. No banks. No credit checks. No prepayment penalties. The current monthly plan runs $259 a month over 60 months at 13.9% interest, and a 12-month plan can run as low as 1.9% if cash-up-front fits your situation better. After 12 on-time payments you can defer one if you need to. Pay it off early anytime, no penalty. Call or text (313) 349-0434 to talk through the right plan for your budget.

Annual property taxes are $502.20. There's an HOA, the Baca POA, with annual dues of $690 per lot in 2025 and a contact number of (719) 256-4171. We're putting both numbers up front because they affect the real cost of ownership. Cash buyers get the first year of property taxes covered by us.

The zoning is Vacant/Residential, building permitted. Site-built homes are allowed. The minimum building size is 900 square feet. Modular homes are allowed with conditions, so call the county planner if that's your plan. Mobile and manufactured homes are not allowed in this zone, with the small exception of the Mobile Home Estates area of Casita Park. RVs and camping are not permitted on residential lots in Crestone.

The utility setup here is the headline. Power runs underground to the area. City and county water lines are near the lot line. Municipal sewer is near the lot line. That means you connect to existing infrastructure rather than drilling a well or installing a septic, which usually saves $30,000 to $60,000 versus an off-grid build. Get firm hookup quotes from the Town of Crestone and Saguache County before you build, and we'll send the parcel info to make those calls easy.

The lot is not in a flood zone. No wetlands. Survey is on file. The access is a gravel road, drivable in a normal vehicle in summer, AWD in winter or mud season.Crestone has about 140 full-time residents and a strong off-grid and intentional-community character. The Great Sand Dunes National Park is 45 minutes south. The San Luis Valley grows hemp, alfalfa, and serves a population of around 50,000 across all four counties combined.

We close through a title company with title insurance. You get a warranty deed recorded in your name, not a contract for deed. We cover escrow, closing fees, and the insurance policy. Title is free and clear. Cash closings run about 2 weeks. To lock the parcel in your name we need both a deposit and a signed purchase agreement, deposit alone won't hold it.

Call or text us anytime at (313) 349-0434 and we'll send paperwork over and talk through monthly payment options together.