0.23 acres in Show Low's White Mountain Lakes, with power and water already at the edge of the lot. This level parcel fronts Apache Drive at 6,083 feet in Arizona's White Mountains. No flood zone. No wetlands. No HOA.

Two of the hardest utility problems are already solved. Power runs to the northeast corner of this lot. A private water company, White Mountain Lakes Community, has lines near the lot line. Confirm connection fees at wmlcrd.org.

A note on getting there. Access is a gravel road. It's drivable in dry weather, but plan on AWD or 4WD after rain or snow.

Owner financing is available on this lot. No banks. No credit checks. No prepayment penalties. Call or text us and we'll work out monthly terms that fit your budget. Buying with cash? We cover your first year of property taxes.

This lot is zoned RU-1, which allows one single-family home. Minimum finished size is 600 square feet. Modular homes on a permanent foundation qualify. Mobile and manufactured homes are not allowed here. You can live in an RV while you build with a permit (seasonal up to 120 days, or temporary up to a year).

Two things to be upfront about. First, this lot is 0.23 acres in a zone that now calls for a 1-acre minimum. It was platted before that rule, like many lots here, so get written confirmation of grandfathered status from Navajo County before closing. Second, the lot didn't pass a perc test, so a conventional septic isn't feasible. The plan would be a vault or holding tank. That's a real cost to factor in.

To lock this property in your name, we need both a deposit and a signed purchase agreement. Call or text us anytime at (313) 349-0434 and we'll walk through monthly payment options together.